Everything your money needs, in one place.
Manage your balances, save toward goals, pay your bills and spend with a card, all from a single app. Every transaction is tracked clearly from start to finish.
Instant
Transfers to any bank
Goal-based
Savings vaults
Tracked
Every step of the way
Good morning
Welcome to Vaultly
Available balance
₦124,092.05
Transfer to J. Adeyemi
On the wayMoney received
+₦20,000.00
Holiday fund
72% of your goal
Everything you need
One app for your whole money life
From your first salary to your next goal, Vaultly keeps your balances, bills, savings and cards together, and shows you exactly what's happening at every step.
Joseph Adeyemi
GTBank · 0123456789
₦15,000.00
Send and receive
Transfer straight to any Nigerian bank, send to saved contacts, or request money from someone in a tap.
Learn more →Your vaults
₦360,000 of ₦500,000
₦430,000 of ₦1,000,000
Savings vaults
Give every goal its own pocket, with a target and a date. Save when you like, or set it and forget it.
Learn more →Pay a bill
Bills in one tap
Airtime, data, electricity, cable TV, betting and exam fees. Every payment gives you a receipt to keep or share.
Learn more →4499 •••• •••• 2931
CARD HOLDER
ADA OKAFOR
EXP
09/29
Cards that fit your life
Create a virtual card instantly for online payments, and request a physical Mastercard for everywhere else.
Learn more →This month
₦86,400
Spending, made clear
Transactions sort themselves into categories, so you can see where your money goes without lifting a finger.
Learn more →You receive
₦50,000.00
Loans and investing
Access a loan when you need one, with the full cost shown upfront, and grow what you have beyond regular savings.
Learn more →Your vaults
Save for what matters.
₦360,000 of ₦500,000
₦430,000 of ₦1,000,000
Goal-based savings
Turn every goal into a plan.
Create a vault for rent, school fees, a trip or an emergency fund. Set your target and your date, then save at your own pace or let Vaultly do it for you automatically.
✓ Custom targets and deadlines
✓ Recurring deposits at a frequency you choose
✓ SafeLock, for when you want it untouchable until a date
✓ Separate pockets without opening extra accounts
Always in view
Watch your money arrive.
Every transfer moves through clear, named steps you can follow in real time: sent, on its way, confirmed, delivered. No guessing, no refreshing, no wondering.
And in the rare case something takes longer than it should, we spot it and get on it before you need to ask.
Real time
Step-by-step progress
Full history
Receipts and statements
Transfer to J. Adeyemi
TX-5113502
Cards
Spend online and anywhere else.
Create a virtual card in seconds for online shopping and subscriptions, and order a physical Mastercard for day-to-day spending. Lock, unlock or manage either one whenever you like.
✓ Virtual cards, created instantly
✓ Physical Mastercard on request
✓ Freeze or disable in one tap
✓ Cardless withdrawal when you need cash
4499 •••• •••• 2931
CARD HOLDER
ADA OKAFOR
Vaultly
Borrowing
Know the full cost before you say yes.
Access a loan when you need one, over 15, 30 or 60 days. Interest and fees are calculated and shown to you upfront, so the number you see is the number you repay.
Example
You receive
₦50,000
- Interest
- ₦4,000
- Processing fee
- ₦1,000
- Cost of credit
- ₦5,000
- Total repayable
- ₦55,000
Over 30 days. There are no other charges.
How we lend
✓ Your contacts and gallery stay private, always
✓ We speak to you and only you
✓ Late fees capped at a tenth of what you borrowed
✓ Repay in parts whenever it suits you
✓ Every figure fixed from the moment you accept
Built for trust
Your account, properly protected.
Face ID, a secure passcode and verified identity keep your money yours, and a complete, readable record of every transaction keeps you informed.
Verified identity
Identity verification before you transact, so your account stays in your hands.
Face ID recognised
Face ID and passcode
Biometrics to open the app and a private passcode to approve anything that moves money.
A record you can read
Full transaction history and statements, with the detail behind every entry.
Clear answers
If anything ever needs looking into, you get the reason, the next step and a timeline.
Frequently asked
Questions, answered.
Everything worth knowing before you open your Vaultly account.
Your money. Your goals.
One simple app.
Join Vaultly and manage everything from one place, with your progress always in view.
Getting started
Sign up
Phone number and email.
Verify your identity
Quick and secure.
Set a passcode and Face ID
Then you're ready to go.